News, research, and industry intelligence
Get comprehensive information about guaranteed retirement income with insights from the industry’s top leaders.
Rising demand for guaranteed income
Participant perspectives on retirement stressors
When it comes to retirement planning, what keeps participants up at night? Hear their top concerns—and how guaranteed income can help.
Answering the demand question
When it comes to guaranteed income, participant demand matters, but participant need matters even more. Find out why.
Why now for in-plan guaranteed retirement income?
Over the last few decades, our industry has made it easier to save and invest. Find out why now’s the time to help participants create a predictable income stream that never runs out.
What’s driving the demand for in-plan retirement income solutions?
The demand for in-plan retirement income solutions is on the rise. A trio of industry experts explain the key factors.
Debunking retirement income complexity
Guaranteed retirement income has a reputation for being complex, but the reality is the new generation of solutions is simpler than you think. Find out why.
Why guaranteed income?
Hear why employees need guaranteed retirement income—and what plan sponsors, advisors, and consultants can do about it.
Why is now the right time for a solution like Income America 5ForLife?
It’s the ideal time for guaranteed lifetime income solutions. Jonathan Thomas, President and CEO of American Century Investments, explains why.
The focus has shifted from saving retirement to how retirees can convert their nest egg into tangible income. Explore new ways to tailor your plan’s investment lineup to help meet the need.
Benefits of Income America 5ForLife
Participant perspectives on having guaranteed income
Participants and financial experts alike see the benefits of having a source of guaranteed retirement income they can rely on. Hear the latest participant surveys from Glenn Dial.
What are advisors and plan sponsors looking for?
When it comes to in-plan guaranteed income solutions, advisors and plan sponsors are looking for flexibility, fee transparency, and simple decumulation. Luckily, that’s what we specialize in.
Why Income America 5ForLife?
Why choose Income America 5ForLife? Jonathan Thomas, President and CEO of American Century Investments, has the answer.
What differentiates Income America 5ForLife?
Control. Flexibility. Liquidity. Learn more about the key differentiators of Income America 5ForLife.
How lifetime income payments work
Discover the simple process of receiving annual income payments for life.
Leaving a legacy
People want to know that their loved ones will be taken care of. See how designated beneficiaries receive any remaining Income America 5ForLife account balance.
Nearly every retirement plan has a qualified default investment alternative (QDIA), but could it be working harder? Explore two ways you can use Income America 5ForLife as a QDIA.
To help participants take advantage of the market’s upside, Income America 5ForLife has a step-up feature. Find out how it works.
Not all in-plan income options are made equal. In fact, Income America™ 5ForLife has many features that may be missing in other guaranteed income solutions. See the top five.
Risk mitigation
Participant perspectives on market volatility
Stock market volatility is one of retirement plan participants’ top concerns. See how it impacts their accounts—and their emotions.
Participant perspectives on the lack of guaranteed income
Americans want a source of guaranteed retirement income beyond Social Security—learn how they’re looking to their employers for help.
Participant perspectives on retirement planning complexity
Saving for the future is complicated—and planning for income in retirement can be even more challenging. Hear from participants firsthand.
Participant perspectives on longevity
The longer participants live, the more retirement savings they may need. Discover how guaranteed income can help address longevity concerns.
What are the most common retirement planning risks?
Employees are facing significant retirement saving challenges. Income America, LLC President Matt Wolniewicz describes three risks threatening their futures.
A roadmap to navigate risk
Learn more about the five key stages of adding a lifetime income solution to your retirement plan.
Essential components for a better future
Employees are worried about their futures, but four essential components can help plan sponsors ease their concerns—and help them save for a better future.
Helping protect participants as they near retirement
Explore the market and longevity risks that participants face—and how guaranteed retirement income solutions can help.
Why is Income America so important?
Market volatility can dramatically alter a person’s future. Matt Wolniewicz, president of Income America, LLC, shares his firsthand experience.
An untimely dip in the market can dramatically impact participants’ retirement savings. However, guaranteed income solutions may reduce sequence of returns risk.
Participants who are nearing or already in retirement are especially vulnerable to stock market volatility. But they can limit their exposure with Income America™ 5ForLife.
Evaluation and implementation
Participant perspectives on decumulation
Get an inside look at how participants describe their plan—or lack thereof—to draw down their retirement savings.
Participant perspectives on guaranteed income confidence
Guaranteed retirement income often translates to greater confidence in the future. See what it means to participants.
How to evaluate in-plan guaranteed income solution
Our experts discuss the top four attributes to think about when evaluating in-plan guaranteed income solutions.
Cost considerations in retirement income solutions
When evaluating retirement income options, cost is obviously a key consideration. But it can be difficult to know what’s reasonable—and what’s exorbitant.
The importance of portability
When it comes to in-plan income solutions, portability is key. See how Income America 5ForLife offers portability—and why it’s important.
How are plan sponsors incorporating retirement income solutions?
Examine the benefits (and challenges) of the three main ways to implement an in-plan retirement income solution.
Why is the SECURE Act important to plan sponsors?
Hear why the SECURE Act is critically important to the easier adoption of in-plan retirement income solutions.
Income America news
Income America 5ForLife will be added to Empower’s recordkeeping platform and available to plan sponsors and advisors through a suite of managed account solutions.
The WealthManagement.com 2024 Industry Awards recognized Income America 5ForLife as the In-Plan Retirement Income Product/Service of the Year.
“On the Money with Income America” features industry leaders sharing their expertise on various aspects of guaranteed retirement income.